Your Insurance Covers Your Temporary Housing
We coordinate directly with your adjuster so you don't have to worry about payments or paperwork.
Most Policyholders Pay
$0
Out of Pocket
As long as your claim is approved, your temporary housing is covered under your policy's ALE benefits.
How Insurance Covers Temporary Housing
When your home becomes unlivable due to a covered loss, your insurance policy includes Additional Living Expenses (ALE).
This coverage is designed to maintain your standard of living while your home is repaired or rebuilt.
NuBNB works within these guidelines to provide comfortable, approved housing that meets your policy requirements — without you having to manage the process.
What Your Policy Typically Covers
Temporary Housing
A furnished home while your repairs or rebuild are underway.
Utilities & Internet
Electricity, water, heating/cooling, and WiFi are included.
Furnishings & Essentials
The home comes fully furnished with everyday necessities for comfort.
Coordination & Placement
We manage the details with your insurance and handle the logistics.
What May Not Be Covered
Your policy covers nearly everything related to your stay. The only common out-of-pocket cost is:
Refundable Security Deposit
Some property owners require a security deposit, which is refunded after check-out if no damage occurs.
We're transparent upfront: We'll always confirm deposit amounts before move-in — no surprises.
We Handle the Process for You
We Coordinate with Your Adjuster
We communicate directly to keep everything moving.
We Match Approved Housing
Every home meets insurance requirements and your needs.
We Handle Documentation & Billing
All paperwork and billing is completed on your behalf.
We Manage Extensions If Needed
If repairs take longer, we work with your adjuster to extend housing.
How Long Your Housing Is Covered
Coverage length depends on your policy and on time matters to repair or rebuild your home.
Based on Your Policy
Each policy determines ALE limits and duration.
Continues During Repairs
Housing continues while your home is being repaired.
Extendable with Approval
Stay can be extended if repairs take longer with adjuster approval.
